Back to Dirty Little Secrets Index Dirty Little Secret Owe lots on many credit cards? Here’s how to catch up… by Maria Gracia Join our newsletter to be notified when the newest Dirty Little Secret is available. If you owe lots of balances on lots of credit cards, here’s how to get them all paid off. Start with your ONE credit card with the lowest balance and work on paying that off first, which means you’ll have to pay more than the minimum. While you’re doing so, pay just the minimum on the remainder of your cards. Once the first card is paid off, choose the next credit card and repeat, until all of your cards are paid off. Be sure to not add anything to these credit cards in the meantime. Use cash or checks whenever possible. Back to Dirty Little Secrets Index